Many businesses don’t realize that their machinery and equipment often hold far more real-world value than their balance sheets suggest. While these assets depreciate annually for accounting purposes, well-maintained equipment frequently retains strong resale and lending value. For owners looking to refinance, re-leverage, expand, or improve cash flow, a professional machinery appraisal can uncover this hidden equity and transform it into financial opportunity.
Understanding the Opportunity Behind Depreciation
Depreciation is an accounting tool—not a reflection of true market behaviour. In manufacturing, construction, industrial services, agriculture, and other equipment-intensive industries, machinery often performs reliably long after its book value has diminished. A current, professionally prepared appraisal reveals the true market value of your assets, providing powerful insight and increased financing flexibility.
Why Lenders Rely on Certified Appraisals
Today’s lenders require defensible, third-party valuations when securing asset-backed financing. A certified machinery appraisal provides confidence in the collateral value, helping ensure all parties are working from a consistent and objective foundation. This strengthens your negotiating position and supports more favourable financing terms—whether you are refinancing, restructuring, or seeking additional working capital.
The Value of a Professional Machinery Appraisal
A formal equipment appraisal assesses make, model, age, condition, hours, maintenance history, and current comparable market data. It provides both Replacement Cost New and Fair Market Value in Continued Use—two critical benchmarks in lending and risk assessment.
With accurate valuation data, lenders can determine how much capital can safely be extended, while you gain a clearer understanding of your company’s tangible asset strength.
When to Consider Re-Leveraging Your Equipment
Businesses often explore refinancing or re-leveraging machinery in situations such as:
- Refinancing or consolidating existing loans
- Funding expansion or modernization
- Purchasing new equipment
- Supporting shareholder restructuring or buyouts
- Improving liquidity without selling assets
- Strengthening financial reporting for lenders or investors
Professional Standards: Proud Members of the Appraisal Institute of Canada (AIC)
Lynx Machinery & Equipment Appraisal is a member of the Appraisal Institute of Canada (AIC)—the country’s pre-eminent governing body for professional appraisers. AIC membership signifies:
- Adherence to CUSPAP, Canada’s recognized uniform standard of professional appraisal practice
- Advanced training, ongoing professional development, and strict ethical compliance
- Independent, unbiased, and well-supported valuation conclusions
- Reports that are respected and relied upon by lenders, accountants, lawyers, and government agencies
For clients, this means every machinery appraisal we complete meets recognized Canadian standards and provides the defensible, lender-ready valuation needed for financing and corporate decision-making.
Why Work With Lynx Machinery & Equipment Appraisal
Based in Toronto, Lynx Machinery & Equipment Appraisal provides certified, standards-compliant valuations across the GTA and Ontario. Our reports are prepared in accordance with AIC requirements and deliver the clarity and reliability lenders expect.
By identifying the true, supportable value of your machinery, we help you leverage your existing assets to enhance financial strength—without unnecessary risk or disruption to operations.